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Credit scores and homebuyers

What Credit Score is Needed to Buy a Home?

FICO scores, commonly called credit scores, are a statistical gauge of an individual’s ability to repay a loan. Your credit score is a key consideration in any loan process. It…

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Common house-hunting mistakes to avoid

Avoid These Common House-Hunting Mistakes

Whether the real estate market is hot or cold, prospective homebuyers need the guidance of a real estate professional. Together you can create a homebuying plan that will help you…

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Handshake after buying a home

Your Offer to Buy a Home Was Accepted: What’s Next?

The house hunt seems to be reaching its end, a homeowner has finally accepted your offer! But now what? Has the process ended, and is it time to plan the…

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Discover the differences between closing costs and prepaids when purchasing a home.

The Differences in Closing Costs and Prepaids

When purchasing a home, buyers are responsible for paying closing costs and prepaids. The difference between the two can often be confusing, especially since they are paid when closing on…

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Beginning in Real Estate Investing

How to Get Started in Real Estate Investing

While growing wealth and investing can encompass many platforms and strategies, real estate has proven to be one of the most successful and dependable. Moreover, effective real estate investing can…

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What to expect at the closing of a real estate transaction

What to Expect at Closing

Closing on a new house can be one of the most exciting days of your life. But before you get the keys, you’ll need to sign several documents at the…

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How to determine how much house you can afford before beginning a home search

How Much House Can I Afford?

Most of us, at some point, dream of buying and owning a home. In addition, the initial investment can grow into a significant profit because of property value appreciation. For…

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Interest rates and the housing market

How Do Interest Rates Affect the Housing Market?

Most prospective home buyers work with a mortgage lender to finance a home purchase. In fact, according to a U.S. Census statistic in 2020, 64.8% of current homeowners used a…

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Realtors sell homes

What Does a Realtor Do for the Home Seller?

Just about anyone who has ever sold a home with the help of a knowledgeable Realtor appreciates the role they played in counseling, guiding, advising, and managing the process. Roles…

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Home mortgage basics

What is a Mortgage?

Unless homebuyers pay cash for the total price of a home, they are likely to borrow at least some of the money needed to make the purchase. Lenders offer a…

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Aysha Gardner

Real Estate

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